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  • Southwest Florida Blog

    Thursday, January 18, 2018   /   by Jim & Susan And The McCallion Team

    The Three C's of Underwriting


    You may or may not have heard of the “3 C’s of Underwriting.” Capacity, Credit and Collateral. 
    These are the three areas that underwriters use as a guideline to assess the risk of lending to you, the borrower. We dive into each below…



    The Three C's Explained
    Capacity - Do you have the means to pay off your debts?
    Obviously the lender needs to ...

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    Monday, January 15, 2018   /   by Jim & Susan And The McCallion Team

    The City of Fort Myers vs. Lee County


    We call it “Fort Myers” but really, it is un-incorporated land of Lee County. We’re talking about the populated area just south of Downtown Fort Myers that fills the space between Fort Myers Beach, Sanibel, and Estero. (See red circle below).


    Confusing Fort Myers
    While the address line for properties outside of the city limits still reads “Fort Myers,” this area is actually not included in the City of Fort ...

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    Wednesday, January 3, 2018   /   by Jim & Susan And The McCallion Team

    It's Cold! But Not Snowing...


    Did you hear that it snowed in parts of northern Florida this week?! There’s no doubt that the weather outside is frightful right now for most of the U.S. As cold front’s come through, us Floridians experience a drastic drop in temperatures just like the northern states. However, “freezing” to us is anything below 55°. 

    In fact, even the weather here in Southwest Florida is much different than the Northern parts of the state, such as Jacksonville and Tallahassee, which experienced temperatures in the 30’s this week! Yikes! 

    For those of you looking to buy a winter home or retirement ho ...

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    Tuesday, January 2, 2018   /   by Jim & Susan And The McCallion Team

    2017 SWFL Sales Recap


    Happy New Year! 
    At the year’s end, we like to look back and see how the market performed compared to year’s past. Take a look at some of the market snapshots below to see how we did in 2017! All data was taken from the SWFL MLS on January 2, 2018.
    Monthly Sales Report for 2017
    We’ll start with the number of homes sold in each month of 2017. It’s no surprise that our market is “seasonal” in that some months have more activity than others. For the most part, the real estate market coincides with our tourism season here in SWFL, which is busiest during the months of January-April. 

    You’ll notice the number of sales recorded was higher fr ...

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    Monday, December 18, 2017   /   by Jim & Susan And The McCallion Team

    SWFL City Ranked #1 Boomtown In The U.S.!


    It’s the largest city in Lee County, and has been “booming” with new residents, businesses and real estate the past few years. In fact, it was ranked 9th on the national growth charts in 2015, and 3rd on the charts last year… this year it was ranked as the #1 Boomtown in the United States!
    Which city are we talking about??


    Cape Coral, Florida!
    A study conducted by SmartAsset uses data such as housing growth rate, unemployment rate, new resident and migration rate, along with economic stats to determine the list of Boomtown’s in America. 
    The most notable stat stemming from the study outlines ...

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